API Overview

Our API provides comprehensive insights into credit and debit card transactions, empowering businesses to assess transaction risks with confidence. Primarily designed for online merchants, its versatility extends to other platforms for analyzing transaction data.

Transaction Insights

The API returns detailed information about the Bank Identification Number (BIN) or Issuer Identification Number (IIN) to evaluate the security of transactions. It is especially beneficial for merchants seeking to minimize fraud risks.

How It Works

Submit the BIN or IIN to access transaction details. Including an IP address in the request allows the API to provide a risk score by cross-referencing IP and BIN data, aiding in informed decision-making.

Getting Started

Start by submitting the BIN for basic transaction information. Including the client's IP address enhances results with additional IP details and a risk score for more thorough transaction analysis.

Feature	APYFLUX	RapidAPI	ApiLayer
Real-time updates	✅ Yes	❌ No	✅ Limited
Uptime & reliability	99.98%	98%	99.5%
Data accuracy	✅ 97%+ verified	❌ Unverified sources	✅ Somewhat accurate
Response time	⚡ 120ms	🐢 350ms	⚡ 200ms
Cost-efficiency	✅ Affordable	❌ Expensive	❌ High pricing
Scalability	✅ Handles 10M+ req/month	❌ Limited usage	✅ Medium-scale
Ease of integration	✅ 1-line code	❌ Complex setup	✅ Moderate
Free tier available?	✅ Yes	❌ No free tier	✅ Limited free calls
Security compliance	✅ GDPR, ISO certified	❌ Not certified	✅ Partial compliance
Support & SLA	✅ 24/7 Support, 99.9% SLA	❌ Email-only	✅ Limited support
Customization	✅ Flexible	❌ Fixed structure	✅ Some flexibility
Updates & maintenance	✅ Automatic	❌ Manual effort	✅ Delayed updates
Historical data access	✅ Yes, past 5 years	❌ No	✅ Limited

Feature

APYFLUX

RapidAPI

ApiLayer

Real-time updates

✅ Yes

❌ No

✅ Limited

Uptime & reliability

99.98%

98%

99.5%

Data accuracy

✅ 97%+ verified

❌ Unverified sources

✅ Somewhat accurate

Response time

⚡ 120ms

🐢 350ms

⚡ 200ms

Cost-efficiency

✅ Affordable

❌ Expensive

❌ High pricing

Scalability

✅ Handles 10M+ req/month

❌ Limited usage

✅ Medium-scale

Ease of integration

✅ 1-line code

❌ Complex setup

✅ Moderate

Free tier available?

✅ Yes

❌ No free tier

✅ Limited free calls

Security compliance

✅ GDPR, ISO certified

❌ Not certified

✅ Partial compliance

Support & SLA

✅ 24/7 Support, 99.9% SLA

❌ Email-only

✅ Limited support

Customization

✅ Flexible

❌ Fixed structure

✅ Some flexibility

Updates & maintenance

✅ Automatic

❌ Manual effort

✅ Delayed updates

Historical data access

✅ Yes, past 5 years

❌ No

✅ Limited

Apyflux

BIN Card Info

By Alexander Vikhorev

Project Details

API Overview

Transaction Insights

How It Works

Getting Started

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Apyflux